GCC extension: driving to Oman and Saudi, insured

15 May 2026 · 5 min read · Insurina

The extension is not automatic

A standard UAE motor policy is territorially limited to the UAE. Crossing into Oman or Saudi Arabia without the GCC extension means driving uninsured the moment you pass the border post — for both your own damage and, critically, your third-party liability.

What you need at the border

• The GCC extension endorsed on your policy, in date
• The orange card, the GCC's unified insurance certificate
• Vehicle registration in your name, or a notarised authorisation letter
• For Oman: valid road tax and an export-style temporary import for some vehicles

The gaps people hit

Two recur. First, the extension often covers third-party liability abroad but excludes own-damage — read which of the two you actually bought. Second, roadside assistance and replacement-car benefits are usually UAE-only even when the liability cover extends, so a breakdown in Salalah is a private expense.

Practical advice

Arrange the extension at least three working days before travel; the orange card is issued by the insurer and is not something you can produce at the border. Keep a printed copy — mobile reception at some crossings is unreliable.