Regulated in the UAE +971 4 581 3666 info@myinsurina.com
Dubai · Abu Dhabi
Home/Health Insurance

Healthcare cover built around protecting you and your family in the UAE.

Individual and family health plans with direct billing access to hospitals and clinics across the Emirates — with flexible and customizable coverage tailored to your needs.

What's covered

Everything this plan protects

Individual and family plans with access to leading UAE hospitals and clinics.

  • ✓Inpatient and outpatient treatment
  • ✓Emergency medical care across the UAE
  • ✓Prescribed medication
  • ✓Maternity care (after standard waiting period)
  • ✓Chronic condition management
  • ✓Mental health consultations

What's Not Covered

  • ✕Pre-existing conditions unless declared and accepted
  • ✕Cosmetic procedures
  • ✕Self-inflicted injury
  • ✕Experimental or unproven treatments
  • ✕Out-of-network treatment without prior authorization
Quick Info

At a glance

Policy basics
Cover Health Insurance
Who can apply Individuals, families & businesses
Policy issue Same day, fully electronic
Claims support Dedicated team, report to payout
Useful to know
Quote time Within one business hour
Documents Emirates ID + cover details
Payment Card, transfer, or payment link
Support languages Arabic & English
Quick info

Designed for Every Health Need

Comprehensive Care Plan

Complete coverage for inpatient, outpatient, and emergency medical treatments.

  • Standard private room accommodation
  • Surgeries, diagnostics, and lab test coverage
  • Emergency and chronic care management
  • Seamless online policy management
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Dental, Vision & Critical Care Add-ons

Specialized coverages for dental, optical, and serious illness care.

  • Routine dental care and consultations
  • Vision check-ups and frame coverage
  • Specialized support for critical illnesses
  • Priority claims handling
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Why Insurina

Healthcare, without the hassle.

Direct billing at 1,200+ facilities

Walk in and get treated — we settle directly with the hospital.

No claim forms for network visits

Your Emirates ID and Insurina card are all you need.

Fast Digital Onboarding

Instant policy issuance and access to your digital health card in minutes.

Daily Support Helpline

Speak with an advisor in Arabic or English, day or night.

Common questions

Health Insurance

Is health insurance mandatory for visa issuance or renewal in the UAE?

Yes, holding a valid health insurance policy is a legal requirement for issuing or renewing residence visas for residents, employees, and dependants across Dubai and Abu Dhabi, as well as meeting regulatory requirements nationwide.

How does direct billing work at hospitals and clinics?

Direct billing allows you to access medical care across 1,200+ network facilities without upfront payment. Simply present your Emirates ID or digital Insurina card to cover authorized expenses directly.

What qualifies as a pre-existing condition, and is it covered?

Any health condition diagnosed or treated prior to your policy start date is considered pre-existing. Declaring these conditions upon application ensures we structure the appropriate coverage for your needs.

Can I include my family members or dependants under my policy?

Yes, you can easily add your spouse, children, parents, or sponsored dependants to your plan during setup or upon annual renewal.

Is there a waiting period for maternity benefits?

Maternity coverage typically includes a standard waiting period depending on the selected plan type, which will be fully detailed and explained prior to confirming your policy.

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