Regulated in the UAE +971 4 581 3666 info@myinsurina.com
Dubai · Abu Dhabi
Home/Personal Accident

Financial security for you and your family when the unexpected happens.

Comprehensive protection providing direct financial compensation for accidental injuries, permanent disability, and accidental death — helping your loved ones stay secure.

What's covered

Everything this plan protects

Continuous financial protection providing direct payouts for accidental injuries, disability, and unexpected losses.

  • ✓Accidental death benefit paid directly to named beneficiaries
  • ✓Permanent Total Disability (PTD) caused by an accident
  • ✓Permanent Partial Disability (PPD) based on a scale of benefits
  • ✓Emergency medical expenses resulting from an accident
  • ✓Temporary total disability income replacement during recovery
  • ✓Repatriation and emergency medical transportation costs

What's Not Covered

  • ✕Death or disability resulting from natural illnesses or pre-existing conditions
  • ✕Injuries sustained during hazardous or extreme sports (unless specifically added)
  • ✕Intentional self-inflicted injuries
  • ✕Incidents occurring while driving under the influence of illegal substances
  • ✕Claims arising from participation in illegal acts, war, or civil unrest
Quick info

At a glance

Policy basics
Cover Personal Accident
Who can apply Individuals, families & businesses
Policy issue Same day, fully electronic
Claims support Dedicated team, report to payout
Useful to know
Quote time Within one business hour
Documents Emirates ID + cover details
Payment Card, transfer, or payment link
Support languages Arabic & English
Quick info

Tailored Protection for Every Lifestyle

Individual Plan

Essential and affordable protection designed to shield individuals against everyday accidental risks and unexpected financial burdens.

  • Flexible sum insured options matching your income and needs
  • Emergency accident-related medical expense reimbursement
  • Continuous coverage at work, home, or while traveling
  • Instant digital issuance and easy policy management
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Group Personal Accident Plan (GPA for Businesses)

A flexible corporate solution designed for employers to protect their staff and meet duty of care standards.

  • Scalable coverage options for workforce groups of any size
  • Weekly indemnity benefits for staff unable to work due to accidents
  • Customizable sum insured limits based on job risk levels
  • Dedicated corporate account manager and priority claims handling
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Why Insurina

Reliable financial support built around life's realities.

Worldwide Cover

Seamless coverage protecting you locally in the UAE and anywhere across the globe.

Fast & Transparent Claims

Streamlined claim settlements to ensure immediate financial relief when needed most.

Customizable Benefit Limits

Choose the exact level of protection that fits your lifestyle and financial goals.

Dedicated Emergency Support

Round-the-clock guidance and support line to help you through claim procedures.

Common questions

Personal Accident

Is Personal Accident Insurance different from Health Insurance?

Yes. Health insurance covers routine medical treatments, illnesses, and hospitalizations, whereas Personal Accident insurance pays out a lump sum or direct benefit in case of accidental death, disability, or injury.

Am I covered while traveling outside the UAE?

Yes, our Personal Accident plans include worldwide coverage, protecting you wherever you are in the world.

How is the payout determined for permanent partial disability?

Payouts are calculated as a percentage of your total sum insured according to a standard scale of disability benefits outlined in your policy.

Can companies purchase this plan for their employees?

Yes, we offer Group Personal Accident (GPA) insurance tailored for businesses to cover their employees against workplace and off-duty accidents.

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