Regulated in the UAE +971 4 581 3666 info@myinsurina.com
Dubai · Abu Dhabi
Home/Householder's Insurance

Cover for wherever you call home in the UAE.

Protect your apartment or villa, its contents, and your liability to others — whether you own or rent.

What's covered

Everything this plan protects

Protect your apartment or villa, its contents, and third-party liability, wherever you live in the Emirates.

  • ✓Fire, storm, and flood damage
  • ✓Burst pipes, AC leaks, and water damage
  • ✓Theft, burglary, and vandalism
  • ✓Contents and declared personal valuables
  • ✓Third-party liability to visitors, workers, or neighbours
  • ✓Temporary relocation and alternative accommodation costs

What's Not Covered

  • ✕Gradual wear, tear, and natural deterioration
  • ✕Property left unoccupied beyond 60 consecutive days
  • ✕Commercial or business use of the residential property
  • ✕Damage resulting from unlicensed renovations or structural alterations
  • ✕Pest infestation or domestic pet damage
Quick info

At a glance

Policy basics
Cover Householder's Insurance
Who can apply Individuals, families & businesses
Policy issue Same day, fully electronic
Claims support Dedicated team, report to payout
Useful to know
Quote time Within one business hour
Documents Emirates ID + cover details
Payment Card, transfer, or payment link
Support languages Arabic & English
Quick info

Designed for Every Home's Needs

Tenant Protection Plan

Essential coverage designed to safeguard personal belongings, furniture, and tenant liability.

  • Comprehensive home contents, electronics, and furniture cover
  • Third-party liability protection to landlords and neighbours
  • Emergency alternative accommodation allowance
  • Fast and seamless online policy setup
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Luxury Property & Valuables Plan

Tailored coverage for high-end properties, high-value collections, and specialized home risks.

  • Scheduled coverage for jewellery, luxury watches, and fine art
  • Extended coverage for outbuildings, gardens, and perimeter structures
  • Priority emergency dispatch for plumbing, electrical, and locksmiths
  • Dedicated account and claims manager
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Why Insurina

Built for how UAE homes actually work.

Fast Photo-Based Claims

Send photos of the damage from your phone and get an assessment the same day.

AC & Pipe Leak Cover

Standard protection against the most common causes of property damage in the UAE.

Same-Day Emergency Assistance

Approved plumbers, electricians, and locksmiths dispatched when needed.

Valuables Schedule Option

List high-value jewellery, watches, and electronics individually for full protection.

Common questions

Householder's Insurance

I rent my home — do I still need cover?

Yes. Your landlord's policy typically only covers the building structure, not your personal belongings or your liability to others — that's what a Tenant plan is for.

Is there a single-item limit on valuables cover?

Standard cover includes a per-item limit, but high-value belongings such as jewellery and luxury watches can be added to a scheduled valuables list so their full value is covered.

Does the policy cover storm, rain, and flood damage?

Yes. Damage caused by weather events and natural perils such as heavy rain and flooding is included as standard across all plans.

What happens if I move home while the policy is active?

You can update your address and new property details at any time from your account, and your cover and premium will be adjusted to the new property.

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