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Home/Motor Political Violence

Dedicated protection for your vehicles against political unrest and malicious damage.

Specialized coverage that safeguards private vehicles and commercial fleets against loss or damage from terrorism, riots, strikes, and political violence.

What's covered

Everything this plan protects

Specialized protection for private cars and commercial fleets against damage from riots, strikes, and political violence.

  • ✓Physical loss or damage caused by acts of terrorism and sabotage
  • ✓Vehicle damage resulting from riots, strikes, and civil commotion
  • ✓Damage caused by malicious intent during political unrest or rebellion
  • ✓Total loss or partial structural damage to the vehicle
  • ✓Towing and emergency vehicle recovery costs from the incident site

What's Not Covered

  • ✕Standard road traffic accidents (covered under conventional Motor Comprehensive policies)
  • ✕Mechanical, electrical, or electronic breakdown and wear and tear
  • ✕Wilful misconduct or active participation in illegal gatherings
  • ✕Damage resulting from nuclear or radioactive contamination
  • ✕Confiscation, nationalization, or requisition by legitimate government authorities
Quick info

At a glance

Policy basics
Cover Motor Political Violence
Who can apply Individuals, families & businesses
Policy issue Same day, fully electronic
Claims support Dedicated team, report to payout
Useful to know
Quote time Within one business hour
Documents Emirates ID + cover details
Payment Card, transfer, or payment link
Support languages Arabic & English
Quick info

Protection Built Around Your Vehicle Risks

Individual Vehicle Cover

Specialized add-on protection for personal and luxury car owners seeking peace of mind against civil unrest and political risks.

  • Agreed value payout in the event of a total loss
  • Cover for bodywork, glass, and paint repairs
  • Seamless integration with your existing comprehensive motor policy
  • Easy digital policy management
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Why Insurina

Designed to safeguard your assets when standard policies fall short.

Specialized Risk Coverage

Fills the critical gap left by standard motor insurance policies that exclude war and terrorism risks.

Expert Claims Processing

Experienced team equipped to handle complex risk claims quickly and efficiently.

Flexible Solutions for Individuals & Fleets

Scalable options ranging from single private cars to large corporate transport fleets.

Immediate Dedicated Support

Direct helpline available round-the-clock for immediate emergency advice and claims logging.

Common questions

Motor Political Violence

Does standard comprehensive car insurance cover political violence?

No. Most standard motor policies specifically exclude damages caused by war, terrorism, riots, and civil commotion. A standalone Motor Political Violence policy is required for this protection.

Can this coverage be added to an existing fleet insurance policy?

Yes, it can be issued as an endorsement or a separate standalone policy to cover your entire fleet or selected high-exposure vehicles.

How is total loss compensation calculated?

Total loss compensation is based on the sum insured or agreed value specified in your policy schedule at the time of agreement.

Are damages from random riots and strikes covered?

Yes, the policy explicitly covers physical loss or damage to vehicles caused by strikes, riots, and civil commotion (SRCC).

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